HDFC NetBanking and one SBI SMS e-statement path, quoted from the banks’ own pages. Other banks are not guessed.
A bank statement is enough to move money out of an account. Do not upload it to a random “remove PDF password” site to open it. If you already know the password, Unlock PDF on this site redraws the pages in this tab. Last checked 7 October 2026.
Password recipes on blogs often mix savings accounts, credit cards, net banking, and phone apps. Those are different products. This page lists a format only when that bank’s own page states it. If your statement email says something else, follow the email.
| Bank and channel | What the bank’s page says | Source |
|---|---|---|
| HDFC Bank — account statement PDF downloaded from NetBanking | The password is your Customer ID (CustID). HDFC says this note appears on the download page when you choose PDF, and again in the success message. | hdfcbank.com NetBanking FAQ, “What is the password of account statement…” |
| State Bank of India — Quick missed-call e-statement (SMS ESTMT, last 6 months) | You send ESTMT plus a 4-digit code you choose to 917208933145. That code is the password of the PDF emailed to your registered address. It is not your date of birth and not your account number. | sbi.co.in SBI Quick missed-call banking, “E-Statement – last 6 month” |
We did not find an official SBI page, on the check date, that says a net-banking download uses the account number or that YONO uses date of birth. Those lines are common on unofficial blogs. They are omitted here.
ICICI Bank, Axis Bank, Kotak, and credit-card statements are also omitted. Adobe and other guides describe name-plus-date recipes for cards. Those are not the banks’ own pages, so they are not repeated. Axis Bank’s e-statement page says the file is password protected and does not print the recipe.
If the format is not in the table, open the email that delivered the PDF. The bank’s message is the source. Calling the number on the back of your card is the other one. Do not try lists of guessed passwords.
For an account statement downloaded from HDFC NetBanking as PDF, HDFC’s own NetBanking FAQ says the password is your Customer ID. Credit-card statements are a different product and are not covered by that sentence.
For the Quick missed-call e-statement (SMS ESTMT), SBI says you choose a 4-digit code and that code opens the PDF. We are not stating a password for YONO or for an OnlineSBI download, because we did not find it on an SBI page.
No. Unlock PDF only opens a file when you type the password you already have. We do not crack or guess bank passwords.
No. The password and the PDF stay in this browser tab. The result is a raster copy, so the bank’s original signature is not preserved. Keep the original.